Pricing

Meter the surface, never the discipline.

Three tiers, set by how many of your companies make payments, what you switch on beyond payments, and who outside the company asks you to prove the rules held. Never by seat count, and never by the number of payments you run through it.

Standard

When the CFO can no longer check every payment in every company.

Scoped per deployment

Priced on how many companies make payments, what you switch on, and integration depth.

Who it's for

Multi-entity groups without a treasurer or lender covenants to track, where the CFO approves most things and the control is trust.

Includes

Payment checks for every company in the group, and transfers between your own companies (other decision types as add-ons)
Policy authoring with templates and delegated authority matrices
Maker / checker / releaser approval routing
Sealed decision packs for the auditor, on demand
Payment files: ISO 20022 pain.001 and Australian ABA (Direct Entry)
Bank-statement ingestion (CAMT.053, MT940, CSV)
Exception register
Business-hours support, response SLAs

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Group

When a lender’s caps decide what the group can do next.

Scoped per deployment

Every decision type included. Covenant calculation included.

Who it's for

Groups that keep buying companies, whose lenders test covenants and cap what moves between them, with or without a treasurer.

Includes

Everything in Standard, plus:
Lender caps checked before money moves, covenant calculation with the working shown, compliance certificates, and a re-test before dividends, loans and drawdowns
Every decision type: payments, transfers between your companies, borrowing and lender limits, loans out of the group and guarantees, cash moves between banks, deposits and investments, FX and rate hedges
Multiple policy regimes with per-entity overrides
Committee and board approval workflows
Full exception remediation with chain of custody
Scheduled recurring evidence packs (board pack, covenant certificate)
SSO, sandbox environment, named CSM

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Enterprise

When someone outside the group has a right to ask.

Custom

Bespoke contract, security review, negotiated service levels.

Who it's for

Larger groups where a lender, trustee or regulator can ask you to prove the rules held, and expects an answer quickly.

Includes

Everything in Group, plus:
An auditor role that can read and export the record
Unlimited entities and bank connections
Custom connectors scoped with you
Hosting region agreed with you before any data goes in
A named contact and a quarterly review

Let’s talk

Included at every tier, without exception.

These are integrity guarantees, not features. Every customer's evidence has to be equally trustworthy or none of it is, so none of them is ever a reason to move up a tier.

Tamper-evident hash chain
Structural segregation of duties
Deterministic replay of any decision
Sealed decision packs
Unlimited users

Advisory firm? Partnership details live on the For Advisory Firms page →

Pricing FAQ

Common questions.

Why no specific dollar amounts?

Because the same tier can be a very different deployment. A group with four companies and one bank is not the same engagement as a listed group with forty companies in twelve countries and thirty bank relationships, and a single published number would misprice one of them badly. We'd rather size it properly on a call than guess at it here.

How is pricing structured?

By how many of your companies make payments, what you switch on beyond payments, and how deep the integration goes. Never on seats. Capallo works better with more approvers, reviewers and auditors in it, and a per-user fee would push you toward shared logins, which is the exact opposite of segregation of duties.

Which tier are we?

Three questions usually settle it. How many of your companies actually make payments? Beyond payments, what else needs checking, such as transfers between your companies, loans and lender limits, investments or hedges? And who outside the company asks you to prove the rules held: just the auditor, or lenders, a trustee, a regulator? That last one is the most telling.

Is there a free trial?

Not in the conventional sense. Capallo requires real policy and delegated authority configuration to demonstrate value, so we run scoped, paid pilots rather than self-serve trials.

Not ready to commit to a year?

Send one quarter of the transfers you made between your own entities and get back a written review of what would have been blocked, what had no evidence behind it, and what moved with no decision at all. Two weeks, fixed price, refunded if it tells you nothing you did not already know.

If you then want the checks running continuously, the fee comes off your first year.

How the controls review works

Next step

Get a real number.

Book a conversation and we'll scope what Capallo looks like for your team, and what it costs.

Book a conversation