Pricing

Meter the surface, never the discipline.

Three tiers, set by how complex your governance actually is. Entities, decision domains, and who outside the company asks you to prove the policy held. Never by seat count, and never by the number of decisions you run through it.

Standard

A group that has outgrown one person and one spreadsheet.

Scoped per deployment

Priced on entity count, decision domains enabled, and integration depth.

Who it's for

Multi-entity groups without a dedicated treasury function, where the CFO approves most things and the control is trust.

Includes

  • Payment release and intercompany funding (further domains as add-ons)
  • Policy authoring with templates and delegated authority matrices
  • Maker / checker / releaser approval routing
  • Audit-ready sealed decision packs, on demand
  • Bank-statement ingestion (CAMT.053, MT940, CSV)
  • Exception register
  • Business-hours support, response SLAs

Group

A real treasury function with a policy nothing enforces.

Scoped per deployment

All decision domains bundled. Scheduled covenant testing included.

Who it's for

Groups with a treasurer, a board-approved delegation matrix, and lenders who test covenants.

Includes

  • Everything in Standard, plus:
  • All six decision domains: liquidity, intercompany, debt, FX, investments, payments
  • Covenant engine: scheduled testing against live policy, compliance-certificate generation
  • Multiple policy regimes with per-entity overrides
  • Committee and board approval workflows
  • Full exception remediation with chain of custody
  • Scheduled recurring evidence packs (board pack, covenant certificate)
  • SSO, sandbox environment, named CSM

Enterprise

Governance as a formal obligation to outside parties.

Custom

Bespoke contract, security review, negotiated SLAs.

Who it's for

Large corporates, health systems, universities and funds, where a trustee, rating agency or regulator asks you to prove the policy held.

Includes

  • Everything in Group, plus:
  • Obligated-group modelling: entity groupings each carrying their own covenant basis
  • Per-indenture and per-pool policy regimes with independent test calendars
  • External approver roles for trustees and agents
  • Read-only external portal: scoped access for an auditor, trustee or agency
  • Custom and branded evidence pack templates
  • Unlimited entities and bank connections, custom connectors, API access
  • SCIM provisioning, custom roles, data residency choice
  • Dedicated CSM, quarterly business review, 24/7 escalation

Included at every tier, without exception.

These are integrity guarantees, not features. Every customer's evidence has to be equally trustworthy or none of it is, so none of them is ever a reason to move up a tier.

  • Tamper-evident hash chain
  • Structural segregation of duties
  • Deterministic replay of any decision
  • Sealed decision packs
  • Unlimited users
Pricing FAQ

Common questions.

Why no specific dollar amounts?

Because the same tier can be a very different deployment. A group with four entities and one bank is not the same engagement as a health system with an obligated group and thirty bank relationships, and a single published number would misprice one of them badly. We'd rather size it properly on a call than guess at it here.

How is pricing structured?

On governance scale: how many entities move money, how many of the six decision domains you enable, and how deep the integration footprint goes. Never on seats. Capallo works better with more approvers, reviewers and auditors in it, and a per-user fee would push you toward shared logins, which is the exact opposite of segregation of duties.

Which tier are we?

Three questions usually settle it. How many legal entities actually move money? Beyond payments, what else gets decided, such as hedging, debt draws, investments, intercompany? And who outside the company asks you to prove the policy held: just the auditor, or lenders, a trustee, a rating agency, a regulator? That last one is the most telling.

Is there a free trial?

Not in the conventional sense. Capallo requires real policy and delegated authority configuration to demonstrate value, so we run scoped, paid pilots rather than self-serve trials.

Other questions? See the full FAQ.

Next step

Get a real number.

Book a conversation and we'll scope what Capallo looks like for your team, and what it costs.